If a bank returns a check to a person unpaid because the account doesn't have enough money to cover the check, or because the check exceeds the amount arranged to be paid from that account by an agreement with the bank, that person is guilty of an offense and can be punished by imprisonment for up to two years, or a fine of twice the amount of the check, or both.
If you don't pay within 15 days of receiving the notice, the offense will be considered committed. You can be sued only after the 15 days from the date you received the notice have passed and you haven't paid. The court can't take action before the 15 days are up, even if you denied liability earlier. Even after denying liability, the accused can change their mind and avoid prosecution by making payment within 15 days of receiving the notice. The offense is only committed when the notice period expires. This means that the person who wrote the check cannot claim that they didn't know the check might not be honoured when it was presented
You must file a complaint within one month of the date on which the cause of action arises. This means you have 45 days from the date the offender received notice to make payment.
If the magistrate believes there are grounds to proceed, they will summon the complainant for evidence and the documents required. The accused and witnesses will be issued a summons for their attendance, and the witnesses' evidence will be recorded. The accused will be told of the offence's particulars and asked if they plead guilty or have any defence to make. If the accused pleads guilty, they will be convicted by the magistrate. If they do not plead guilty, the magistrate will hear both the complainant and the accused and take all evidence into account before passing a verdict of conviction or acquittal.